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Your Finance and
Payment Plan Options

Your smile makeover should be affordable and accessible. That’s why Dr Minal offers flexible finance and payment plan options tailored to accommodate your budget and ease any concerns regarding smile makeover costs.

Payment can be made via HICAPS, major credit cards, Afterpay, Humm, and Access My Super.

Humm

  • Eligibility: Must be 18 years or older, a permanent resident of Australia, and meet specific credit criteria.
  • Loan Amount: Up to $30,000, depending on the clinic and the type of treatment.
  • Repayment Terms: 6 to 60 months, with weekly or fortnightly payments.
  • Interest: 0% interest, but monthly account-keeping fees apply.
  • Fees: Monthly account-keeping fee of $8 and a one-off establishment fee of up to $70.

Afterpay

  • Eligibility: Must be 18 years or older, and have a valid debit or credit card.
  • Loan Amount: Up to $1,500 for dental treatments, though some clinics may have lower limits.
  • Repayment Terms: Pay in 4 equal instalments over 8 weeks.
  • Interest: 0% interest on all payments.
    Fees: No fees if payments are made on time; late fees apply for missed payments.

SuperCare

  • Eligibility: Access to superannuation funds for approved dental and medical treatments under compassionate grounds.
  • Coverage: Can cover a wide range of treatments, including orthodontics, dental implants, and surgeries.
  • Process: Requires application and approval from the Australian Taxation Office (ATO).
  • Fees: Administration fees may apply for accessing funds through SuperCare.

Medicare Child Dental Benefits Schedule​

  • Eligibility: Children aged 0-17 years who meet certain criteria, such as receiving certain government benefits.
  • Coverage: Up to $1,052 worth of basic dental services over 2 calendar years.
  • Services Covered: Examinations, X-rays, cleaning, fissure sealing, fillings, root canals, and extractions.
  • No Out-of-Pocket Costs: If the total cost does not exceed the benefit cap and if the dentist bulk bills.

Please note that all the payment plans listed above are subject to credit checks and can be changed by the payment plan companies at any time. We are not associated with any of these payment plan companies.

Please read their terms and conditions carefully by visiting their websites.

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